"That the credit card client we want
Is in desperate straits
At the maximum rates;
Not the one who can pay, but who cahn't."
Fourth in a series of five limericks based on The Two-Income Trap, by Elizabeth Warren.
Note: In her book, Prof. Warren recounts a meeting she had with Citibank credit card executives, who wanted her advice on how to reduce bad debts. She essentially recommended that they stop lending to families in obvious financial trouble; whereupon the most senior executive in the room replied: "We have no interest in cutting back our lending to these people - they are the ones who provide most of our profits."