"One cannot in good faith walk away;
When I got in a jam,
I stayed where I am,
And simply neglected to pay."
A visitor from Florida mentioned this increasingly common practice there, which renders quaint the old dilemma of whether to "walk away" from one's underwater mortgage. Anecdotal evidence is that some "home owners" continue to occupy their dwellings for up to three years without making the home loan payments. If only the Smiths at 212 Willow Lane had known about this...